Why is it so important to go through a proven process when you’re new to Medicare or shopping for a new plan?
Medicare is unique in that certain steps are critical to take at the right time. If a step is missed or done late, then it's possible to receive a permanent Part B and/or Part D penalty.
I have spoken to many people who were angry and confused as to why they were being assessed a permanent monthly penalty.
For example, nobody told them that COBRA wasn’t considered creditable coverage or that they were required to have a specific type of drug plan or that a specific form was required.
Also, a decision you make when first enrolling could lock you into a plan you might not want long-term. Taking the time to understand short-term and long-term planning with Medicare is critical to making good decisions.
The Process I take you through starts with an initial consultation so I can understand your situation. Generally speaking, there are 4 different categories you will fall into.
For a free checklist, please schedule a free 15 minute consultation.
A checklist is needed to make sure every step is taken and all bases are covered. I give my clients the same checklist I use so they know the steps we’ll take along the way.
Again, the process or steps involved will vary depending on your situation.
Whether you work with me or another agent, it’s important to have a blueprint - a checklist - to make sure the entire process goes smoothly.
Below are some steps that are a part of the process. Again, several key steps will be added based on your situation (category).
Schedule your free 15-minute consultation to get the process or "checklist" that is geared specifically to your situation.